Health & Fitness

When you apply for life insurance or critical illness cover, your application will be assessed by an underwriting process which determines whether you are eligible for life insurance cover and the amount (premium) you will pay.

A bad diet and unhealthy lifestyle can lead to you being over weight, having high cholesterol, raised blood pressure, diabetes, heart disease, cancer or a stroke, which will determine the cost of your life insurance premiums.

Are you leading a healthy life style... are you eating for good health?

Do you wake up in the morning feeling tired and sluggish; in between meals do you often feel the need for a sugary snack or caffeine boost?

If you answer yes to the last question and you are constantly feeling tired, run down or mildly depressed...consult your doctor immediately to check for an underlying medical problem; which may need treatment!

If there are no medical issues it is time to take stock of your life!

There are 2 important factors to good health and an improved lifestyle; they are a healthy diet and a moderate exercise regime! Fruit and vegetables are the best source of fibre, minerals and vitamins; this is why we are advised to eat 5 portions a day; eating fresh fruit and vegetables each day will give us a combination of essential vitamins and minerals...

Dairy produce such as milk and low fat cheese are excellent sources of a quality protein, potassium, calcium and vitamin B. Full fat milk, cheese and *fortified dairy products (increase nutritional value by adding vitamins or minerals*) contain vitamins A & D...

Meat, poultry, fish, eggs and pulses (lentils, beans and peas) are an excellent source of protein and also contain valuable minerals and vitamin B...

Brown rice, potatoes, wholemeal breads, cereals and pasta are all rich in complex carbohydrates, contain some protein and are usually low in fat.

The need to address your daily dietary requirements is paramount to your overall energy and fitness levels, by adopting better eating habits you will benefit from improved health, life style and low life insurance premiums!