Why should we have life insurance, critical illness or any form of life protection?

The following statistics show why there is a very good reason, for anyone over the age of 18 to seriously consider having some form of life insurance cover in place; there is an affordable life protection plan for the majority which will provide a financial buffer when it is needed most.

If your requirements are for simple life insurance cover, life with critical illness or any one of the many protection plans available; as an independent broker, our duty to you, is to research the whole of the market place to secure a suitable life protection plan for you which you can comfortably afford.

When we are born there is only one certainty in life and that is death!

On an average day in the UK*

• Over 1,676 people will die
• 2.2million people of working age will be off work for at least
• Six months at any one time through sickness and disability
• Over two million people are claiming Income Support
• Over 8555,000 people are claiming Job Seekers Allowance
• Over 2.6 million people are claiming Incapacity Benefit
• Over 2.7 million people are claiming Disability living Allowance

*Source: National statistics

How often have you telephoned a company, and been unable to speak to anyone until you have had to wait for ages in a queue?

How frustrating is it, when you call back, and you are unable to speak to the same person?

A1 Life operates via the internet and telephone, we are not a call centre, and we do not make unsolicitated telephone calls

• It is our policy, during office hours, to personally answer all incoming telephone calls
• Clients can speak to the adviser dealing with their application
• If they are engaged, they will return the call, (same day) before close of business

As individuals, client needs and circumstances vary considerably

• Some may need our help and advice more than others
• If there is a health issue, we negotiate with underwriters to secure the most favourable terms for our client
• When an application is referred to underwriters, we track the case, on a daily basis

We have established excellent relationships with life insurance providers

• Our own dedicated service teams; work with us, to effect a smooth passage for client applications
• We guarantee to work with you at all stages of the application process